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Landlords Insurance
Landlord insurance protects property owners who rent out their homes, apartments, or condos. It covers property damage, loss of rental income, and liability in case a tenant or visitor is injured on the rental property.
- Covers damage to the rental property from events like fire, theft, or vandalism.
- Loss of rental income coverage if the property becomes uninhabitable due to covered damage.
- Liability protection if a tenant or visitor is injured on the property.
- Optional coverage for landlords’ personal property used to service the rental (e.g., lawnmowers).
- Legal expense coverage if a tenant sues you over property conditions.
- May include coverage for tenant damage beyond normal wear and tear.