FAQ

You can request a quote through our website by filling out a quick form, or give us a call, and one of our agents will walk you through the process. We strive to provide fast and accurate quotes, often within 24 hours.

As an independent insurance agency, we work with multiple insurance carriers. This means we can compare policies and prices from various companies to find you the best coverage at competitive rates—rather than offering one-size-fits-all policies.

Home insurance typically covers your house, personal belongings, and liability protection. It can also help pay for repairs due to natural disasters, fires, or theft, as well as temporary living expenses if your home becomes uninhabitable. We can tailor your policy based on your specific needs.

The cost of auto insurance depends on several factors, including your driving record, the make and model of your vehicle, where you live, and how often you drive. Additionally, bundling home and auto insurance can often lower your premium.

Umbrella insurance provides extra liability protection beyond the limits of your standard home, auto, or boat insurance policies. It's especially useful if you have significant assets or are at risk of being sued. If you want to ensure (or better: secure) broad coverage for unforeseen events, an umbrella policy might be a good fit.

We offer a variety of commercial insurance products, including but not limited to general liability, commercial property, workers' compensation, commercial auto, professional liability (errors and omissions), and cyber liability insurance. We also provide specialized coverage for industries like construction, manufacturing, healthcare, and more.

General liability insurance protects your business from claims involving bodily injuries or property damage caused by your operations, products, or employees. It also covers legal costs if your business is sued for these types of claims.

Absolutely! Business interruption insurance covers the loss of income if your business is forced to close temporarily due to a covered disaster, like fire or flooding. It helps you keep paying fixed costs, such as rent and salaries, so your business can recover faster after a disruption.

Cyber liability insurance protects your business from the costs associated with data breaches, cyberattacks, and other cyber incidents. This coverage is especially critical for businesses that handle sensitive customer data or have an online presence, as a cyber incident can lead to significant financial losses and reputational damage.

We work with a wide range of industries, including retail, construction, healthcare, hospitality, technology, and more. Our agents are knowledgeable in industry-specific risks and can help customize policies to meet your unique needs.

Filing a claim with us is simple! You can start the process by contacting your agent directly, calling our claims hotline, or submitting a claim online through our website. Our claims team will guide you every step of the way.

You can manage your policy online via our customer portal or by calling your agent. Whether you need to update your contact information, add or remove coverage, or make a payment, we make policy management easy and accessible.

Yes, in many cases, you can bundle personal and commercial policies, such as home and auto with commercial auto or general liability. This often results in premium discounts, making it a cost-effective option for both personal and business insurance needs.

We offer flexible payment options, including monthly, quarterly, and annual billing. You can pay online through our portal, set up automatic payments, or mail a check. We strive to make paying your premium as convenient as possible.

Yes, we offer a variety of discounts! You may qualify for discounts by bundling multiple policies, maintaining a clean claims record, or installing safety features in your home or business. Ask your agent about available savings options.